After the tragic Grenfell Tower case, it is essential that every block of flats needs fire safety risk assessments. But what does this involve and who is responsible? Here block of flats insurance brokers, Flats Direct, answer some of the most common questions about block of flats fire risk assessments.
Fire risk assessments are an important part of block management. They ensure the requirements of the Regulatory Reform (Fire Safety) Order of 2005 are met. This includes continuous monitoring, notes of remedial actions and any necessary control measures.
There is often confusion over who should take responsibility for completing a fire assessment. This duty should be complete by a ‘responsible person’ who is accountable for managing the communal parts of the block of flats. This may include a Right to Manage company, the freeholder, or managing agents contracted to take responsibility. We recommend the risk assessment is completed by an independent company or individual to reduce any bias.
The report must include an audit for legal requirements. It should clearly state if all requirements are being met, and actions to be completed if they are not. To save time, you can combine a fire assessment with a Health & Safety Risk Assessment.
It is advised that fire assessments are completed ‘regularly’. This may vary depending on previous safety management results. For example, if potential hazards have been identified before, more frequent fire assessments may be necessary.
Communal areas of a block of flats, such as stairways or landings, are considered a workplace. Therefore, these areas must conform to the requirements of the Regulatory Reform Order. If you are wondering ‘what is property owners liability?’, contact your block of flats insurance company.
Once your fire assessment is finished, organize a list of actions to ensure all safety requirements are fulfilled, in order of priority.
If you would like to know more about block of flats insurance or Directors and Officer’s Liability insurance, contact Flats Direct today on 0800 7316242 or 01202 862660 or complete a free block of flats insurance online quote.